Animal Mortality

If your business relies on livestock for part or all of its revenue, it’s important to consider that accidents happen and animals can die from non-natural causes. That’s why investing in a livestock mortality insurance policy can be a wise choice, as it offers protection against lost income and replacement costs associated with the death of an animal. In simple terms, livestock mortality insurance generally covers the premature death of a covered animal due to non-natural causes.

This may include death from accident, injury, illness, disease, disability, or extreme weather. The exact coverage options will depend on what your specific policy includes. Essentially, this coverage will act like a business loss policy, where it covers the cost of replacing the animal, as well as any lost revenue between the time of the loss and the actual replacement. It’s important to note that exclusions may apply depending on your policy and that natural causes of death would not be covered.